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VerdiPlus: A product of Viridian Solutions Limited

verdiplus.com and all it's content has been developed and owned by Viridian Solutions Limited and is a New Zealand owned business.

To contact us:

  • Phone: 0508 4 93258
  • Physical: Level 3, 25 Broadway, Newmarket, Auckland, 1023, New Zealand
  • Mail: PO Box 9659, Newmarket, Auckland, 1149

Accepting the Terms

By using the information, tools, features and functionality located on verdiplus.com and its sub-domains (together the "Service" or "verdiplus.com"), you are agreeing to be bound by the following terms and conditions ("Terms of Service"). If you wish to become a Member and make use of the Service, you must read this Agreement and indicate your acceptance during the Registration process.

You may not use the Service and you may not accept this Agreement if you are not of a legal age in your country of residence to form a binding contract with VerdiPlus.

Violation of any of the terms below will result in the termination of your Account.

Basically,

These are our terms. You need to follow them to use our products and services.

Description of the Service

The Service is a personal finance information management service that allows Members to 'house' their financial data and track their financial information on verdiplus.com. The Service is provided to you by VerdiPlus as an aid to assist you in organising and managing your finances. It is not intended to provide legal, tax or financial advice. Any Member who requires further one on one tailored financial advice can do so by speaking directly to their existing independent advisor or VerdiPlus can refer the Member to an independent group of advisors. These Advisors are not contractors or agents of VerdiPlus.

Basically,

We're only here to help you organise and manage your money. If you need legal, tax, or financial advice, we can introduce you to qualified advisers.

Privacy and your Personal Information

VerdiPlus will not sell, exchange, or release any of your personal information or financial information to a third party without your express permission or as required by law or court or governmental order. However, VerdiPlus may share, exchange, sell or publicly disclose compiled, aggregated data containing no personally identifiable information. For information about VerdiPlus's data protection practices, please read VerdiPlus's Security Policy. The policy may be updated from time to time at our discretion. Changes will be effective upon posting to the site.

Basically,

We will only share your information with your permission, if it is required by the law or the government, or as a bunch of numbers so nobody knows it came from you.

Your Registration Information

You agree and understand that you are responsible for maintaining the confidentiality of your password which, together with your email address and login ID allows you to access the Service. By providing us with your email address, you agree to receive all required notices electronically, to that e-mail address. It is your responsibility to update or change that address, as appropriate. Notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the email or through a link to the appropriate page on our site, accessible through any standard, commercially available internet browser.

If you become aware of any unauthorized use of your Registration Information, you agree to notify VerdiPlus immediately at the email address - [email protected]

Basically,

It is your responsibility to have a secure password that you can remember as well as keeping your account up to date.
If you think someone else is using your account, you should let us know at [email protected]

Credit Card Information Security Policy

VerdiPlus uses the DPS Payment Express Payment Gateway for its online credit card transactions. DPS processes online credit card transactions securely for thousands of merchants globally, providing a safe and secure online payment service.

  • Payments are processed in real-time
  • VerdiPlus does not have access to your full card number, the credit card payment is secured by DPS
  • DPS have bank grade security. All transaction details are stored in their PCI-DSS compliant Data Centre
  • DPS Payment Express Software is certified with over 200 banks globally

Visit www.paymentexpress.com for more information on online credit card payments.

The name that will appear on your credit card statement is VerdiPlus.

Your account will be charged in New Zealand dollars (NZD).

Your credit card will be billed based on the subscription frequency selected such as monthly, annually or bi-annually.

Basically,

DPS handles all of our credit card payments.

Service Delivery

After successful processing of your credit card, you will have access to the services you purchased from VerdiPlus.

Basically,

Your credit card needs to be verified first before you can use our service.

Your Use of the Service

Your access and use of verdiplus.com may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of verdiplus.com or other actions that VerdiPlus, in its sole discretion, may elect to take.

Basically,

Unexpected occurrences can prevent you from accessing our website.

Online Alerts and Disclaimer

VerdiPlus may from time to time provide automatic alerts and voluntary account-related alerts. Automatic alerts may be sent to you following certain changes made online to your VerdiPlus account, such as a change in your Registration Information.

Voluntary account alerts may be turned on by default as part of the Service. They may then be customised, deactivated or reactivated by you. However, core account alerts (such as subscription plan changes and password resets) are not able to be deactivated.

You understand and agree that any alerts provided to you through the Service may be delayed or prevented by a variety of factors.

VerdiPlus does its best to provide alerts in a timely manner with accurate information. However, we neither guarantee the delivery nor the accuracy of the content of any alert. You also agree that VerdiPlus shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert.

Basically,

We'll do our best to let you know if there are any changes in your account that you need to know.

Rights You Grant to Us

By submitting information, data, passwords, usernames, log-in information and other content to VerdiPlus through the Service, you are licensing that content to VerdiPlus solely for the purpose of providing the Service. VerdiPlus may use and store the content, but only to provide the Service to you. By submitting this content to VerdiPlus, you represent that you are entitled to submit it to VerdiPlus for use for this purpose, without any obligation by VerdiPlus to pay any fees or other limitations.

Basically,

We will only use the information that you give to us to provide you with our services.

VerdiPlus's Intellectual Property Rights

The contents of verdiplus.com, including its "look and feel" (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including HTML-based computer programs) and other material are protected under both New Zealand and other applicable copyright, trademark and other laws. Any distribution, reprint or electronic reproduction of any content from verdiplus.com in whole or in part for any other purpose is expressly prohibited without our prior written consent.

Basically,

We respect New Zealand's intellectual property laws. So should you.

Access and Interference

You warrant that you will not access or use the Service in any unlawful manner, for any unlawful purpose or in violation of these terms and conditions or applicable laws, rules and regulations. You agree that you will be responsible for all usage of the Service through your account.

You agree that you will not:

Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor verdiplus.com or any portion of verdiplus.com, without VerdiPlus's express written consent, which may be withheld in VerdiPlus's sole discretion;

Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of verdiplus.com or the Service.

Basically,

You cannot use our tools and service to do illegal activities.

Posting Feedback

As part of the Service, VerdiPlus allows Members to post feedback. By doing so, you agree in posting content to follow certain rules.

You are responsible for all content you submit to verdiplus.com.

By submitting content to us, you represent that you have all necessary rights and hereby grant us a perpetual, worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, prepare derivative works of, modify, display, and perform all or any portion of the content in connection with verdiplus.com and our business, including without limitation for promoting and redistributing part or all of the site (and derivative works thereof) in any media formats and through any media channels.

Basically,

If you do decide to give us feedback, you automatically give us the right to use it to promote VerdiPlus.

Disclaimer of Representations and Warranties

VerdiPlus provides the service on an "as-is" and "as-available" basis and grants no warranties of any kind, whether express, implied, statutory or otherwise. To the maximum extent permitted by applicable law the company specifically disclaims any implied warranties of merchantability, fitness for a particular purpose or non-infringement.

Basically,

We don't give out warranties to the services that we provide to you.

Not a Financial Planner, Broker or Tax Advisor

Neither VerdiPlus nor the service is intended to provide legal, tax or financial advice. VerdiPlus is not a financial planner, broker or tax advisor. The Service is intended only to assist you in your financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the Service may not be appropriate for your situation.

Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances.

Basically,

We're only here to help you organise and manage your money. If you need legal, tax, or financial advice, we can introduce you to qualified advisers instead.

Limitations on VerdiPlus's Liability

VerdiPlus shall in no event be responsible or liable to you or to any third party, whether in contract, warranty, tort (including negligence) or otherwise, for any indirect, special, incidental, consequential, exemplary, liquidated or punitive damages, including but not limited to loss of profit, revenue or business, arising in whole or in part from your access to verdiplus.com, your use of the service or this agreement, even if VerdiPlus has been advised of the possibility of such damages.

Basically,

It's your choice whether you'd like to follow our advice or not. Hence, you cannot hold us liable in case something unexpected happens.

Your Indemnification of VerdiPlus

You agree to defend, indemnify and hold harmless VerdiPlus, its officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, demands, and expenses (including but not limited to attorneys' fees) arising from: (i) your use of and access to the Service or any Content that you post thereon; (ii) your violation of any term of this Agreement or your representations and warranties set forth above; or (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right

Ending your relationship with VerdiPlus

  • You will not be billed as a trial member and you will not be billed if you let your trial expire.
  • If you cancel within the trial period, your account will be closed and scheduled for deletion, and you will not be billed.
  • As a paid member you can cancel at any time and your account will be closed and scheduled for deletion at that time and no further billing will occur.
  • To cancel, simply visit the Billing page and follow the instructions.
  • If you cancel during a contracted period you will not be entitled to any refund of time left on the contract.

For all cancelled members; all your information, access to VerdiPlus and your Advisers access to VerdiPlus will be removed.

Basically,

Trial members won't be billed once their trial expires. Paid members can cancel their membership at any time through the Billing page.

Refunds

If you are seeking a refund of monies paid to VerdiPlus then please contact us and provide the reason for the refund. We will be in contact to discuss further within 2 business days.

Basically,

Send an e-mail to [email protected] stating why you want a refund and we'll get back to you within two business days.

Modifications and Miscellaneous

VerdiPlus may modify this Agreement from time to time. Any and all changes to this Agreement will be posted on the verdiplus.com site. In addition, the Agreement will always indicate the date it was last revised. You are deemed to accept and agree to be bound by any changes to the Agreement when you use the Service after those changes are posted.

All covenants, agreements, representations and warranties made in this Agreement shall survive your acceptance of this Agreement and the termination of this Agreement.

This Agreement represents the entire understanding and agreement between you and VerdiPlus regarding the subject matter of the same, and supersedes all other previous agreements.

Basically,

We'll let you know if something big changes to our Terms and Conditions.