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This has sparked outrage among certain groups. Some raised concerns about the difficulty of getting a job while in your sixties, potentially leading older individuals towards a difficult future.

Others point out that this change will put the younger generation at a bigger disadvantage once they reach the age of retirement due to them being kept away from their savings for a longer period.

While it is true that this change will potentially introduce more uncertainty towards our future, it also highlights the importance of taking charge of things that we can control. This announcement, although unfortunate for some, can instead be perceived as 20 years of notice for us to prepare for what is to come. The least that we can do is to take stock and reflect on what aspects of our lives we need to fix and improve to prepare for this change.

In general, working towards consistently improving three fundamental aspects of our lives is a good way to future-proof ourselves: our health, relationships, and finances. While we lack the professional experience to help you with the first two aspects, what we can do is help you figure out where you currently are with your finances and understand what you need to do to prepare for the future.

To help you get started, why not give two of our money tools a shot, namely the Money Map and the What I'm Worth tools. 

Try out our Money Tools

The Money Map is designed to organise your finances so you can check where your money is going as well as find out your current surplus or deficit. From there, you can then proceed to our What I'm Worth tool which is designed to help forecast what your finances could look like in 5, 10, and 20 years.