When you think of planning your spending and living on a budget, does it make you feel calm and in control, or irritated and held back?
Don’t worry! Whichever answer you gave, you’re completely normal
The “calm and in control” people probably already have some kind of budget in place. They get a kick out of planning for and keeping track of their money. They find that having money in their bank account gives them a feeling of security.
The “irritated and held back” people may have tried a budget in the past, but not for long. They can’t be bothered with the details of money. They just want it to be there when they need it. They find that spending money without following any rules gives them a feeling of freedom.
And there is absolutely nothing wrong with being a “freedom” person. Penny-pinching, saving compulsively and never spending a cent on having fun is no way to live your life.
But neither is spending everything and ending up with nothing, or less than nothing – debt and poverty are the opposite of freedom.
To be able to enjoy spending your money, AND to have enough left over to able to generate the wealth that will provide you with true security and freedom in the future.
By recognising that having a spending plan and rules for your money does give you freedom!